You need to diversify: Your house is just as much of an investment as what’s in your portfolio.You might miss out on investment returns: If your mortgage rate is lower than what you’d earn on a low-risk investment with a similar term, you might consider keeping the mortgage and investing what extra you can.Create a habit of paying off credit card debt monthly rather than allowing the balance to build so that you’ll have fewer expenses when you retire. You carry higher-interest debt: Before you pay off your mortgage, first close out any higher-interest loans-especially nondeductible debt like that from credit cards.He recommends keeping a cash reserve of three to six months’ worth of living expenses in case of emergency. Your cash reserves are low: “You don’t want to end up house rich and cash poor by paying off your home loan at the expense of your reserves,” says Rob Williams, managing director of financial planning at the Schwab Center for Financial Research.Savings in these accounts grow tax-deferred until you withdraw them. You need to catch up on retirement savings: If you completed a retirement plan and find you aren’t contributing enough to your 401(k), IRA, or other retirement accounts, increasing those contributions should probably be your top priority.You prioritize peace of mind: Paying off a mortgage can create one less worry and increase flexibility in retirement.In this situation, you’d be better off paying down the mortgage. While mortgage rates are currently low, they’re still higher than interest rates on most types of bonds-including municipal bonds. Compare your mortgage rate to the after-tax rate of return on a low-risk investment with a similar term-such as a high-quality, tax-free municipal bond issued by your home state. Your mortgage rate is higher than the rate of risk-free returns: Paying off a debt that charges interest can be like earning a risk-free return equivalent to that interest rate.You’ll have to reckon with a decreasing deduction anyway, as more of each monthly payment applies to the principal. While it’s true you may lose the tax deduction on mortgage interest, you may still save a considerable amount on servicing the debt. Paying off your mortgage early frees up that future money for other uses. You want to save on interest payments: Depending on a home loan’s size and term, the interest can cost tens of thousands of dollars over the long haul.This can be particularly helpful if you have a limited income. You’re trying to reduce your baseline expenses: If your monthly mortgage payment represents a substantial chunk of your expenses, you’ll be able to live on a lot less once the payment goes away.

Environmental, Social and Governance (ESG) Investing.

Bond Funds, Bond ETFs, and Preferred Securities.

ADRs, Foreign Ordinaries & Canadian Stocks.

Environmental, Social and Governance (ESG) ETFs.

Environmental, Social and Governance (ESG) Mutual Funds.

Benefits and Considerations of Mutual Funds.

Which bills to pay off first